IRA Rollover
A rollover moves retirement money from one account to another — most often from an old employer's 401(k) into an IRA — without triggering taxes or penalties. It keeps your savings growing tax-advantaged while giving you more investment choices and lower fees.
A direct rollover (funds go account-to-account) avoids withholding; an indirect one gives you 60 days to redeposit or it's taxed. Rolling an old 401(k) into an IRA is a common cleanup move, though it can complicate a future backdoor Roth.
Put it to work
401(k) Calculator
Project your 401(k) balance at retirement — including the employer match — and check your contributions against the 2026 IRS limit of $24,500.
Traditional IRA Calculator
Project your traditional IRA at retirement, see this year's tax deduction, and estimate the tax you'll owe on withdrawals. Uses the 2026 limit of $7,500.
Retirement Calculator
Project your retirement savings: what your balance could reach by retirement age and the monthly income it could sustainably provide.