DayCents

Property Tax

Property tax by state, 2026

Median effective property tax rates — tax as a share of home value — for every state. They range widely, so where you buy changes the true cost of owning. Pick your state for its rate and a calculator, or enter your local rate for the exact bill.

Annual tax as a % of home value. US rates range from ~0.3% to ~2.2% — check your county assessor.

Annual property tax

$4,400

Added to monthly payment
$366.67

Usually collected in escrow with your mortgage.

Home value
$400,000
Effective rate
1.1%

Median effective rates

Rates run from Hawaii (0.29%) to New Jersey (2.23%). These are statewide medians; your county’s rate and assessment set your actual bill.

Alabama0.4%Alaska1.04%Arizona0.62%Arkansas0.62%California0.71%Colorado0.51%Connecticut1.79%Delaware0.58%Florida0.86%Georgia0.9%Hawaii0.29%Idaho0.63%Illinois2.08%Indiana0.81%Iowa1.52%Kansas1.34%Kentucky0.83%Louisiana0.56%Maine1.24%Maryland1.05%Massachusetts1.14%Michigan1.38%Minnesota1.11%Mississippi0.79%Missouri0.97%Montana0.74%Nebraska1.63%Nevada0.55%New Hampshire1.93%New Jersey2.23%New Mexico0.67%New York1.64%North Carolina0.8%North Dakota0.98%Ohio1.53%Oklahoma0.89%Oregon0.93%Pennsylvania1.49%Rhode Island1.4%South Carolina0.57%South Dakota1.17%Tennessee0.67%Texas1.68%Utah0.57%Vermont1.83%Virginia0.82%Washington0.87%West Virginia0.57%Wisconsin1.61%Wyoming0.61%District of Columbia0.57%

Rates are median effective rates for 2026 (source: Tax Foundation / U.S. Census) — always confirm your exact rate and assessment with your county assessor.

Disclaimer: DayCents provides this calculator for educational purposes only. Results are estimates based on your inputs and the stated assumptions — they are not financial advice, a quote, or an offer of credit. Consult a qualified financial professional before making major money decisions.