Terms of Use
Effective date: to be finalized before public launch.
Acceptance
By accessing DayCents, you agree to these terms. If you do not agree, please do not use the site.
Educational use only
All calculators, guides, and other content are provided for general educational purposes. They do not constitute financial, investment, tax, legal, or insurance advice, and no professional-client relationship is created by your use of the site. Results are estimates that depend on your inputs and stated assumptions.
Permitted use
You may use the tools for personal and internal business purposes. You may not scrape at abusive rates, misrepresent our content as your own, or use the site in any way that violates applicable law.
No warranties; limitation of liability
The site is provided "as is" without warranties of any kind. We work hard on accuracy and test our calculation engine against authoritative references, but we do not guarantee that content is error-free or current. To the maximum extent permitted by law, DayCents is not liable for decisions made in reliance on the site.
Changes
We may update these terms as the product evolves; the effective date above will change accordingly. Continued use after changes constitutes acceptance.